Coast to Coast Mortgage, Inc. understands the importance of protecting the privacy of our borrowers. Our goal is to treat our borrowers' nonpublic personal information respectfully and in accordance with applicable law and this privacy policy.

Collection of Nonpublic Personal Information
Generally, we rely upon the information you provide to us, and do not obtain personal information from other sources, except from a consumer- reporting agency to supplement and confirm the information that you have provided to us. The information that we collect includes a broad array of consumer data that enables us to evaluate your eligibility for a loan program or for mortgage insurance, including employment history, credit history, income, assets and liabilities, and similar financial information.

Use and Sharing of Your Nonpublic Personal Information
Coast to Coast Mortgage, Inc. will not share your nonpublic personal information with affiliated companies or third parties, except as permitted by applicable federal and state privacy laws and regulations, and as further described and limited by this letter. Coast to Coast Mortgage, Inc. will use and share such information only as needed to provide the services that you have requested, which may include loan underwriting, mortgage insurance underwriting and policy servicing, claims administration, and loss mitigation and recovery efforts. Coast to Coast Mortgage, Inc. may disclose nonpublic personal information to approved vendors whom help Coast to Coast Mortgage, Inc. performs the functions described above. Coast to Coast Mortgage, Inc. will require all third parties with whom we share nonpublic personal information to maintain the confidentiality of such information and to use it only for the specific business purpose for which it was provided.

Periodically, aggregated borrower data, which is not personally identifiable, may be shared with third parties, including consultants, regulators, and industry trade groups for purposes of risk management, industry reporting, or other analytical purposes. Additionally, we will share your personally identifiable data as required by applicable federal and state data reporting laws, such as the Home Mortgage Disclosure Act, or as required complying with regulatory inquiries or examinations.

Borrowers Access to Their Data
Please note that upon written request, you have the right to obtain a copy of the personally identifiable information we maintain concerning you, and may request correction or deletion of any disputed information pursuant to a process described in the North Carolina Insurance Information and Privacy Protection Act.

Employee Training
To promote heightened awareness of privacy issues, we train our employees on permissible use of your personally identifiable information. Our employees understand the requirements of applicable privacy laws and this privacy policy.

Security
In order to protect the confidentiality of your nonpublic personal information, we maintain procedures and technology designed to prevent unauthorized access to both electronic databases and paper files. These procedures include placement of appropriate firewalls, requiring passwords to obtain access to databases, and limiting access to our premises to authorized personnel. You may obtain a copy of our written security procedure by contacting Coast to Coast Mortgage, Inc. at (888) 282-6700.

© 2005-2009 Coast to Coast Mortgage, Inc.
toll free: 888-CTC-6700   email: info@coasttocoastmtg.com